BUYING CENTER
Buy with a plan, not just a property search.
Move from affordability and financing through property research, inspections, offers and closing.
1. Understand your budget
Review income, debts, cash reserves, down payment, closing costs, taxes, insurance and likely monthly housing costs.
Mortgage & Financing Center →2. Check assistance programs
First-time buyer and down-payment programs can be geographic, income, credit and property specific.
Homebuyer Programs →3. Research the property
Review taxes, ownership, condition, comparable sales, neighborhood, insurance considerations and available public records.
4. Inspect, negotiate and close
Use appropriate licensed professionals and read contracts, disclosures, loan documents, title materials and settlement figures carefully.